Best Investment Plan in India 2025 –Mutual Fund Apps to Invest in India

best card for teenagers, best credit card for teenagers, best credit card for teenagers, best investment in sip, best investment in sip, best investment plan in india, best investment plan in mutual fund, best long term mutual funds for sip, best mutual fund for sip, best mutual funds in india, best mutual funds to invest, best sip investment plan, best systematic investment plan, best-sip-plan, create e mail account, debt funds, debt mutual funds, demat refer and earn, demat refer and earn, https://www.moneyisle.in/, india best mutual fund, indian stock exchange, indian stock market price, indian stock market shares, invest in equity market, invest in mutual funds, investing in stock market company in india, investing in stock marketinvesting in stock marketinvesting in stock market, investment in mutual funds, isf securities, isf securities, make a new email id, market stock investment, mf calculator, mf return calculator, mf return calculator, mutual fund calculator, mutual fund companies in india, mutual fund investment, mutual fund investment app, mutual fund return calculator, mutual fund sip calculator, mutual funds in india, mutual funds to invest in india, mutual funds types, mutual-funds, National Stock Exchange of India, primarket, Securities and Exchange Board of India, securities exchange, share market investment in india, share market online trading in india, sip calculator, sip investment, sip investment plan, sip investment plan calculator, sip investment plans, sip investment return calculator, sip mutual fund, sip plan calculator, sip return calculator, sip-calculator-online, stock exchange investment, stock exchange investment, stock market, stock market and trading, stock market company in india, stock market in india, stock market investment in india, stock market share prices, stock market trading, systematic investment plan calculator, top 5 mutual funds in india, trading account

India, with its rapidly growing economy and digital-savvy investors, offers a wide range of investment options for people looking to build wealth over the long term. Whether you’re a seasoned investor or a beginner trying to make sense of the stock market, selecting the best investment plan in India in 2025 requires clarity, research, and a long-term outlook.

In this post, we will cover the best long-term investment plans of 2025, recommended stock market blogs for beginners, top-performing mutual funds, and the most trusted mutual fund investment apps in India.

Why Choose Long-Term Investment Plans?

Long-term investments typically offer:

Compounding growth
Lower risk over time
Tax efficiency
Wealth creation for goals like retirement, children’s education, or buying a home

Let’s explore the top options that dominate the investment landscape in India for 2025.

Best Long-Term Investment Plans of 2025

Here are the most reliable and rewarding long-term investment options in India:

1. Public Provident Fund (PPF)

Backed by the government, PPF is one of the safest investment plans.
Offers a fixed return (around 7.1% in 2025).
Tax benefits under Section 80C and tax-free interest make it a preferred choice.
Lock-in period: 15 years.

2. National Pension Scheme (NPS)

Ideal for retirement planning.
Offers both equity stock market blogs for beginners and debt exposure.
Tax benefits under Sections 80C and 80CCD(1B) (additional ₹50,000 deduction).
Returns range from 9% to 12% historically.

3. Equity-Linked Saving Scheme (ELSS)

Tax-saving mutual fund with a 3-year lock-in period.
Offers market-linked returns (typically 12-15% long-term).
Ideal for aggressive investors with tax benefits.

4. Mutual Funds (Non-ELSS)

Diversified mutual funds (equity, debt, or hybrid) suit different risk appetites.
SIP (Systematic Investment Plan) helps in disciplined investing.
Long-term returns from top mutual funds can range from 12% to 16%.

5. Unit Linked Insurance Plans (ULIPs)

Hybrid product offering life cover + investment.
Long-term ULIPs (10–15 years) can generate decent returns along with insurance coverage.

6. Direct Stock Market Investment

Suitable for investors with market knowledge.
High return potential but comes with high risk.
Must be accompanied by research, diversification, and discipline.

Top Performing Mutual Funds in India – 2025

Here are some categories and top names based on consistent long-term performance (as of early 2025):

Equity Mutual Funds

Axis Bluechip Fund
SBI Small Cap Fund
Mirae Asset Large Cap Fund

Hybrid Mutual Funds

ICICI Prudential Equity & Debt Fund
HDFC Hybrid Equity Fund

Debt Mutual Funds

Nippon India Corporate Bond Fund
IDFC Banking & PSU Debt Fund

Note: Always check for online mutual fund Investment in india fund manager performance, expense ratio, and consistency before investing.

Best Mutual Fund Apps to Invest in India

Here are the top-rated mutual fund investment apps in India in 2025, known for their ease of use, research tools, and low fees:

Beginner-friendly interface.
Offers mutual funds, stocks, and fixed deposits.
Great for SIP investments.

Invest directly in mutual funds with zero commission.
Seamless integration with Zerodha Demat account.

Offers smart recommendations.
Easy to track portfolio and manage SIPs.

Offers mutual funds at zero commission.
Tracks SIP performance and gives regular alerts.

Offers direct mutual funds and goal-based planning.
No transaction fees or hidden charges.

Best Blogs on Stock Market in India (2025)

Learning about stock market investing is key to long-term success. Here are the top Indian blogs and websites to follow:

Daily updates on stocks, mutual funds, and economic news.
Features expert opinions and analysis.

Beginner-friendly content, market insights, investing tips.
Great for personal finance learning.

Focused on mutual fund education, SIPs, and investing trends.
Clean interface with beginner-level tutorials.

Value Research Online

In-depth analysis of mutual funds and market news.
Provides ratings and fund comparisons.

MoneyIsle Blog

Offers expert-backed articles on investing, IPOs, and trading.
Perfect for both beginners and advanced investors.

Stock Market Blogs for Beginners – Where to Start?

If you’re just starting, keep these key tips in mind:

Understand the Basics: Learn how stock markets, mutual funds, and SIPs work.
Start Small: Begin with SIPs in mutual funds or small investments in blue-chip stocks.
Use Blogs & YouTube Channels: Leverage blogs like Groww, Trade Brains, and MoneyIsle.
Track Your Portfolio: Use apps brokerage calculator online to monitor progress and stay invested.
Avoid Herd Mentality: Invest based on your goals, not hype.

Conclusion

Choosing the best investment plan in India in 2025 depends on your age, financial goals, risk appetite, and investment horizon. From traditional options like PPF and NPS to high-growth avenues like mutual funds and equity stocks, India offers a diverse basket of opportunities.

If you’re just beginning your investment journey, consider starting with mutual funds via SIPs and gradually expand to stocks as you learn more. Use top-rated apps, read insightful blogs, and stay disciplined to build a secure financial future.